There are certain very specific types of physical problems that are common to each stage of the human life cycle. MGRM Medicare has identified that in the neonatal stage, genetic defects are prominently exhibited, while growth defects manifest themselves during infancy and childhood. Diseases and infections are common in adolescent/ juvenile stage and in adulthood while injuries have more acute and lasting repercussions in the old age. It is also important to remember that any of the above problems can recur in a combination at any stage of the human life cycle. These two major facts have been the underlying principle for the product development and marketing strategies at MGRM Medicare.